Ms. Yam graduated from Smith College and an MBA from University of Chicago. She started her own RIA, Pension Maxima to assist business owners with pension consulting. Ms. Yam is also a Business Evaluator and an Area Developer for Atax, a Tax Franchise and owns a store in Bellmore, Nassau County, NY. She is also an adjunct professor at SUNYWCC and does a lot of education in personal and business financial wellness.