• COVID-19 Help For Our Member

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      New York State Re-opening Information for Businesses

    Each business or entity, including those that have been designated as essential under Empire State Development's Essential Business Guidance, must develop a written Safety Plan outlining how its workplace will prevent the spread of COVID-19.  A business may fill out this template to fulfill the requirement, or may develop its own Safety Plan.  This plan does not need to be submitted to a state agency for approval but must be retained on the premises of the business and must be available to the New York State Department of Health  (DOH) or local health or safety authorities in the event of an inspection. 

    Business owners should refer to the State's industry-specific guidance for information on how to safely operate.  You will also need to click on the link, complete the business affirmation form and submit.   For a list of regions and sectors that are authorized to re-open, as well as detailed guidance for each sector, please visit: https://forward.ny.gov.  If your industry is not included in the posted guidance but your businesses has been operating as essential, please refer to ESD's Essential Business Guidance, https://esd.ny.gov/guidance-executive-order-2026and adhere to the guidelines within this Safety Plan.  Please continue to regularly check the New York Forward site for guidance that is applicable to your business or certain parts of your business functions, and consult the state and federal resources listed.

     

     

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  • Small Business Survival Tips

    Now is the time to tighten your belt. Monitor your cash flow diligently. Make minimum payments on credit cards and loans until cash begins to come in again. Do not make any unnecessary purchases.

    Shop your expenses to look for the best price. Some common expenses to shop are insurance, phone and internet providers, supplies, etc.

    Shop your credit cards. Many credit card companies are currently offering 0% interest rates for up to a year with a balance transfer. 

    Create a monthly forecast to ensure that expenses are in line with Accounts Receivable. Monitor this closely so you can apply for loans well in advance of actually needing them.  

    Call your vendors. Let them know how much you can pay them and when you will be able to pay. Don’t ignore the bills. People are more willing to

    work with you if you stay in contact with them.

    Be sure to invoice your customers immediately for any work you do. Even if customers cannot pay you today, you will be at the top of the list to get paid when the economy comes back to life.

    Consider taking money from any lines of credit you may have available before you need it. Strengthen your banking relationships. 

    Get creative. Are there new services or products you can offer your customers during this time. One example is many restaurants are now offering curbside take-out and delivery. Don’t skimp on service or quality. 

    Re-evaluate your staffing needs. In the event you must lay off staff, provide them with all the necessary information so they can apply for unemployment. Please note that NYS is waiving the 7-Day waiting period for Unemployment Insurance benefits for people who are out of work due to Coronavirus closures or quarantines.

    To file a NYS unemployment claim, go to www.labor.ny.gov. 

    Communicating with your customers is going to be key to maintaining your relationships. Go back to old school phone calls or if you are equipped, hold virtual meetings. All of us are suffering from social distancing and this will be a way for you to socialize with your customers. 

    Stay calm and focus on solutions.

    The SBA website is now up and running for “Disaster Relief Loans” for businesses.

    The first website is the main website from which you can start the application process. Go to https://disasterloan.sba.gov/ela/.

    The second website is an index of information to read up on the available loans.

    Businesses applying for loans are encouraged to use the website between 7pm and 7am since this will be a high traffic website. 

    For information about NYS Emergency COVID-19 Paid Sick Leave, go to https://www.governor.ny.gov/paid-sick-leave-covid-19-impacted-new-yorkers/emergency-covid-19-paid-sick-leave.

     

    For information about NYS Paid Family Leave go to https://paidfamilyleave.ny.gov/COVID19.

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